Recommended for Most Projects
Acorn Finance
Pre-qualify with multiple lenders in one application. Soft credit pull. Fast decisions.
- Multiple lender options in one soft-pull application
- Loan amounts from $1,000 to $100,000
- Terms from 24 to 144 months
- Many plans have no prepayment penalties — confirm with lender
- Funds disbursement method determined by lender approval
- Quick online application — timing varies
Apply at Acorn Finance →
Alternative Option
OneMain Financial
Personal loan for home improvement. Good option if you prefer a direct lender with local branches.
- Personal loans from $1,500 to $20,000
- Fixed rates — no surprises mid-loan
- Local DFW branches for in-person support
- Considers full financial picture, not just credit score
- Funds deposited fast after approval
- Pre-qualification available online
Apply at OneMain →
How financing works with Stated: Get your Verified Stated Quote first. Then apply for financing in the amount of your stated scope. Once approved and funded, your project proceeds through the normal payment gate structure — materials at booking, labor gates at start and sign-off. Financing does not change your quote price or scope.
Important: Financing options listed above are provided by independent third-party lenders. Loan terms, approval decisions, interest rates, fees, funding timing, and prepayment policies are determined solely by the lender and are subject to change. Stated Homes is not a lender, loan broker, or financial advisor, and does not earn referral fees from these lenders. Stated Homes makes no representations about lender availability, approval likelihood, or specific loan terms. Always review the lender's current terms before applying.